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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,544 | $108,882-49.0% | $96,754-42.6% | $154,746-64.1% |
| Participation rate | 92.9% | 75.1%+17.8pp | 70.3%+22.6pp | 80.7%+12.2pp |
| Annual return | 16.47% | 98.39%-81.9pp | 82.04%-65.6pp | 172.34%-155.9pp |
| Employer contribution / active EE | $1,522 | $3,018-49.6% | $2,679-43.2% | $4,379-65.3% |
| Participant deferral / active EE | $4,677 | $5,323-12.1% | $4,758-1.7% | $6,730-30.5% |
| Admin fee / account holder | $739 | $10,200-92.8% | $8,905-91.7% | $14,365-94.9% |