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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,765 | $96,388-52.5% | $80,627-43.2% | $139,466-67.2% |
| Participation rate | 84.6% | 73.6%+11.0pp | 67.0%+17.6pp | 80.3%+4.3pp |
| Annual return | 15.49% | 1352.08%-1336.6pp | 936.76%-921.3pp | 373.66%-358.2pp |
| Employer contribution / active EE | $1,621 | $3,260-50.3% | $2,723-40.5% | $4,754-65.9% |
| Participant deferral / active EE | $5,067 | $5,224-3.0% | $4,443+14.1% | $6,712-24.5% |
| Admin fee / account holder | $1,024 | $6,603-84.5% | $5,381-81.0% | $11,409-91.0% |