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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,809 | $100,073-47.2% | $85,126-38.0% | $145,877-63.8% |
| Participation rate | 78.6% | 74.1%+4.5pp | 67.5%+11.0pp | 80.3%-1.7pp |
| Annual return | 11.13% | 84.11%-73.0pp | 66.63%-55.5pp | 551.28%-540.2pp |
| Employer contribution / active EE | $1,412 | $3,236-56.4% | $2,731-48.3% | $4,663-69.7% |
| Participant deferral / active EE | $4,586 | $5,294-13.4% | $4,523+1.4% | $6,691-31.5% |
| Admin fee / account holder | $1,144 | $7,261-84.2% | $6,160-81.4% | $13,402-91.5% |