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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,544 | $147,556-62.4% | $129,031-57.0% | $198,609-72.0% |
| Participation rate | 92.9% | 77.2%+15.6pp | 73.4%+19.5pp | 82.4%+10.5pp |
| Annual return | 16.47% | 37.41%-20.9pp | 34.67%-18.2pp | 202.70%-186.2pp |
| Employer contribution / active EE | $1,522 | $3,645-58.3% | $3,226-52.8% | $5,055-69.9% |
| Participant deferral / active EE | $4,677 | $5,760-18.8% | $5,217-10.4% | $6,977-33.0% |
| Admin fee / account holder | $739 | $15,467-95.2% | $13,208-94.4% | $19,030-96.1% |