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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,131 | $134,001-73.0% | $112,258-67.8% | $134,509-73.1% |
| Participation rate | 88.9% | 78.6%+10.3pp | 75.1%+13.8pp | 81.2%+7.7pp |
| Annual return | -24.02% | 47.15%-71.2pp | 27.47%-51.5pp | 418.13%-442.1pp |
| Employer contribution / active EE | $1,564 | $4,039-61.3% | $3,636-57.0% | $4,741-67.0% |
| Participant deferral / active EE | $4,408 | $5,291-16.7% | $4,728-6.8% | $6,400-31.1% |
| Admin fee / account holder | $1,386 | $7,491-81.5% | $6,411-78.4% | $11,427-87.9% |