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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,599 | $107,353-55.7% | $92,903-48.8% | $152,885-68.9% |
| Participation rate | 53.8% | 79.8%-25.9pp | 76.0%-22.2pp | 82.5%-28.6pp |
| Annual return | 27.07% | 145.62%-118.5pp | 109.43%-82.4pp | 345.39%-318.3pp |
| Employer contribution / active EE | $1,705 | $4,222-59.6% | $3,653-53.3% | $4,763-64.2% |
| Participant deferral / active EE | $2,026 | $4,848-58.2% | $4,238-52.2% | $5,851-65.4% |
| Admin fee / account holder | $15,106 | $7,081+113.3% | $5,795+160.7% | $11,598+30.2% |