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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,862 | $44,103+121.9% | $75,826+29.1% | $64,181+52.5% |
| Participation rate | 55.8% | 62.7%-6.9pp | 68.2%-12.4pp | 69.6%-13.8pp |
| Annual return | -4.27% | -4.72%+0.4pp | 1914.15%-1918.4pp | 7.63%-11.9pp |
| Employer contribution / active EE | $346 | $1,446-76.1% | $1,913-81.9% | $2,381-85.5% |
| Participant deferral / active EE | $2,760 | $2,204+25.2% | $2,862-3.6% | $3,470-20.5% |
| Admin fee / account holder | $4,512 | $3,506+28.7% | $4,726-4.5% | $4,887-7.7% |