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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,846 | $48,300+81.9% | $40,145,923-99.8% | $62,881+39.7% |
| Participation rate | 46.9% | 62.0%-15.1pp | 68.4%-21.5pp | 69.3%-22.4pp |
| Annual return | 5.71% | 6.95%-1.2pp | 5.24%+0.5pp | 20.14%-14.4pp |
| Employer contribution / active EE | $242 | $1,333-81.8% | $1,844-86.9% | $2,281-89.4% |
| Participant deferral / active EE | $2,095 | $2,388-12.3% | $2,591-19.1% | $3,203-34.6% |
| Admin fee / account holder | $5,882 | $2,919+101.6% | $2,903+102.6% | $4,296+36.9% |