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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,197 | $150,447-87.2% | $136,298-85.9% | $147,586-87.0% |
| Participation rate | 78.6% | 84.4%-5.9pp | 81.9%-3.3pp | 82.8%-4.3pp |
| Annual return | 16.95% | 1049.15%-1032.2pp | 5156.27%-5139.3pp | 578.59%-561.6pp |
| Employer contribution / active EE | $1,481 | $5,256-71.8% | $4,696-68.5% | $4,876-69.6% |
| Participant deferral / active EE | $2,628 | $6,631-60.4% | $6,247-57.9% | $5,439-51.7% |
| Admin fee / account holder | $3,355 | $10,906-69.2% | $9,244-63.7% | $10,886-69.2% |