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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,514 | $135,956-87.1% | $123,894-85.9% | $273,972-93.6% |
| Participation rate | 90.9% | 84.1%+6.8pp | 81.4%+9.5pp | 83.0%+7.9pp |
| Annual return | 8.98% | 56.63%-47.6pp | 47.52%-38.5pp | 41.46%-32.5pp |
| Employer contribution / active EE | $1,743 | $5,170-66.3% | $4,617-62.3% | $4,869-64.2% |
| Participant deferral / active EE | $3,166 | $6,343-50.1% | $5,984-47.1% | $5,287-40.1% |
| Admin fee / account holder | $4,652 | $9,817-52.6% | $8,357-44.3% | $10,133-54.1% |