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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,916 | $52,911-17.0% | $73,309-40.1% | $59,633-26.4% |
| Participation rate | 65.1% | 68.2%-3.1pp | 74.9%-9.8pp | 68.7%-3.6pp |
| Annual return | 0.12% | 12.20%-12.1pp | 5.67%-5.6pp | 2041.45%-2041.3pp |
| Employer contribution / active EE | $303 | $1,909-84.1% | $3,237-90.7% | $2,203-86.3% |
| Participant deferral / active EE | $1,784 | $4,069-56.2% | $4,991-64.3% | $3,192-44.1% |
| Admin fee / account holder | $9,621 | $3,835+150.9% | $5,635+70.7% | $4,297+123.9% |