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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,684 | $56,287-36.6% | $80,977-55.9% | $62,881-43.3% |
| Participation rate | 90.9% | 68.9%+22.0pp | 75.8%+15.1pp | 69.3%+21.6pp |
| Annual return | 5.16% | 22.13%-17.0pp | 17.11%-11.9pp | 20.14%-15.0pp |
| Employer contribution / active EE | $337 | $1,943-82.6% | $3,715-90.9% | $2,281-85.2% |
| Participant deferral / active EE | $1,803 | $4,196-57.0% | $5,696-68.4% | $3,203-43.7% |
| Admin fee / account holder | $8,863 | $3,742+136.9% | $5,517+60.7% | $4,296+106.3% |