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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,366 | $96,731-30.4% | $123,973-45.7% | $86,983-22.6% |
| Participation rate | 74.5% | 70.0%+4.5pp | 76.7%-2.1pp | 69.5%+5.0pp |
| Annual return | 17.82% | 17.33%+0.5pp | 388.13%-370.3pp | 25.83%-8.0pp |
| Employer contribution / active EE | $2,668 | $3,297-19.1% | $4,126-35.3% | $2,584+3.2% |
| Participant deferral / active EE | $5,546 | $4,152+33.6% | $5,247+5.7% | $4,194+32.2% |
| Admin fee / account holder | $1,914 | $8,722-78.1% | $11,799-83.8% | $7,856-75.6% |