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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,366 | $88,672-24.0% | $105,223-36.0% | $82,448-18.3% |
| Participation rate | 74.5% | 67.9%+6.6pp | 75.0%-0.5pp | 68.1%+6.5pp |
| Annual return | 17.82% | 30.86%-13.0pp | 180.65%-162.8pp | 41.64%-23.8pp |
| Employer contribution / active EE | $2,668 | $3,048-12.5% | $3,689-27.7% | $2,551+4.6% |
| Participant deferral / active EE | $5,546 | $4,036+37.4% | $5,072+9.4% | $4,139+34.0% |
| Admin fee / account holder | $1,914 | $7,146-73.2% | $8,859-78.4% | $7,234-73.5% |