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| Provider | Service type | Compensation |
|---|---|---|
CARLSON CAPITAL MANAGEMENT2 years Filed as: CARSON CAPITAL MANAGEMENT LLC Service code 27 · EIN 41-1689533 11 BRIDGE SQUARE · NORTHFIELD, MN 55057 | Advisory (Plan) | $19,741 |
THE FINWAY GROUP2 years Filed as: THE FINWAY GROUP LLC Service code 13 5625 MILLS CIVIC PKWY STE 101 · WEST DES MOINES, IA 50266 | Contract Administrator | $15,453 |
Filed as: EMPOWER ADVISORY GROUP Service code 28 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $8,409 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $6,126 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,933 | $76,696-50.5% | $96,515-60.7% | $71,511-47.0% |
| Participation rate | 55.3% | 66.6%-11.3pp | 74.3%-19.0pp | 67.9%-12.6pp |
| Annual return | 18.74% | 48.32%-29.6pp | 35.73%-17.0pp | 28.86%-10.1pp |
| Employer contribution / active EE | $1,096 | $3,032-63.8% | $3,740-70.7% | $2,589-57.7% |
| Participant deferral / active EE | $1,966 | $3,770-47.9% | $4,880-59.7% | $4,291-54.2% |
| Admin fee / account holder | $344 | $2,030-83.1% | $6,735-94.9% | $1,588-78.4% |