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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,334 | $70,587+9.6% | $124,693-38.0% | $85,847-9.9% |
| Participation rate | 71.9% | 64.4%+7.5pp | 74.6%-2.7pp | 69.3%+2.6pp |
| Annual return | 27.03% | 20688.83%-20661.8pp | 5144.19%-5117.2pp | 318.61%-291.6pp |
| Employer contribution / active EE | $173 | $1,913-91.0% | $3,324-94.8% | $2,565-93.3% |
| Participant deferral / active EE | $3,722 | $2,969+25.4% | $4,615-19.4% | $3,952-5.8% |
| Admin fee / account holder | $2,325 | $5,282-56.0% | $7,494-69.0% | $6,261-62.9% |