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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,067 | $52,836+8.0% | $105,736-46.0% | $64,173-11.1% |
| Participation rate | 90.3% | 66.5%+23.8pp | 76.3%+14.0pp | 69.6%+20.8pp |
| Annual return | 6.79% | 14.30%-7.5pp | 6.27%+0.5pp | 7.63%-0.8pp |
| Employer contribution / active EE | $308 | $1,827-83.1% | $3,268-90.6% | $2,381-87.0% |
| Participant deferral / active EE | $4,035 | $2,545+58.5% | $4,080-1.1% | $3,470+16.3% |
| Admin fee / account holder | $855 | $3,959-78.4% | $6,913-87.6% | $4,887-82.5% |