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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,349 | $57,828-4.3% | $117,039-52.7% | $70,126-21.1% |
| Participation rate | 92.3% | 67.1%+25.2pp | 77.2%+15.1pp | 69.5%+22.8pp |
| Annual return | 11.45% | 17.55%-6.1pp | 18.95%-7.5pp | 73.15%-61.7pp |
| Employer contribution / active EE | $543 | $1,816-70.1% | $3,785-85.7% | $2,343-76.8% |
| Participant deferral / active EE | $3,897 | $2,438+59.9% | $3,929-0.8% | $3,332+17.0% |
| Admin fee / account holder | $895 | $3,548-74.8% | $5,974-85.0% | $4,645-80.7% |