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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,790 | $114,712+221.5% | $173,730+112.3% | $87,485+321.5% |
| Participation rate | 92.0% | 73.0%+19.0pp | 79.6%+12.4pp | 68.9%+23.1pp |
| Annual return | 16.60% | 20.18%-3.6pp | 19.96%-3.4pp | 26.06%-9.5pp |
| Employer contribution / active EE | $7,664 | $2,904+163.9% | $4,577+67.4% | $2,596+195.2% |
| Participant deferral / active EE | $6,781 | $4,642+46.1% | $6,326+7.2% | $4,274+58.7% |
| Admin fee / account holder | $1,952 | $10,210-80.9% | $17,523-88.9% | $7,775-74.9% |