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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,082 | $91,537+231.1% | $130,045+133.1% | $75,173+303.2% |
| Participation rate | 84.0% | 71.5%+12.5pp | 78.5%+5.5pp | 67.2%+16.8pp |
| Annual return | 16.26% | -631.55%+647.8pp | -137.30%+153.6pp | 160.72%-144.5pp |
| Employer contribution / active EE | $7,140 | $2,845+151.0% | $4,321+65.2% | $2,671+167.3% |
| Participant deferral / active EE | $5,978 | $4,343+37.7% | $5,820+2.7% | $4,126+44.9% |
| Admin fee / account holder | $591 | $6,780-91.3% | $10,600-94.4% | $5,651-89.5% |