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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,864 | $162,821+62.1% | $133,978+96.9% | $158,982+66.0% |
| Participation rate | 95.5% | 83.2%+12.2pp | 79.8%+15.6pp | 82.0%+13.5pp |
| Annual return | 8.02% | 41.95%-33.9pp | 45.10%-37.1pp | 302.99%-295.0pp |
| Employer contribution / active EE | $5,163 | $4,976+3.8% | $3,919+31.7% | $4,763+8.4% |
| Participant deferral / active EE | $4,802 | $5,910-18.8% | $5,047-4.9% | $5,983-19.8% |
| Admin fee / account holder | $2,989 | $11,742-74.5% | $8,930-66.5% | $11,252-73.4% |