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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,790 | $108,825+238.9% | $156,181+136.1% | $82,448+347.3% |
| Participation rate | 92.0% | 72.4%+19.6pp | 78.8%+13.2pp | 68.1%+23.9pp |
| Annual return | 16.60% | 20.59%-4.0pp | 64.87%-48.3pp | 41.64%-25.0pp |
| Employer contribution / active EE | $7,664 | $2,870+167.1% | $4,294+78.5% | $2,551+200.5% |
| Participant deferral / active EE | $6,781 | $4,577+48.1% | $6,132+10.6% | $4,139+63.8% |
| Admin fee / account holder | $1,952 | $9,341-79.1% | $14,586-86.6% | $7,234-73.0% |