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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,330 | $97,761+191.9% | $83,850+240.3% | $135,382+110.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | 10.74% | 1287.44%-1276.7pp | 850.92%-840.2pp | 519.77%-509.0pp |
| Employer contribution / active EE | $19,776 | $4,222+368.4% | $3,631+444.7% | $4,779+313.8% |
| Participant deferral / active EE | $950 | $4,682-79.7% | $4,082-76.7% | $5,609-83.1% |
| Admin fee / account holder | $10,190 | $6,674+52.7% | $5,478+86.0% | $10,829-5.9% |