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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,171 | $106,005+163.4% | $92,239+202.7% | $147,585+89.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 13.62% | 50.05%-36.4pp | 176.29%-162.7pp | 578.58%-565.0pp |
| Employer contribution / active EE | $24,568 | $4,333+467.0% | $3,680+567.7% | $4,876+403.8% |
| Participant deferral / active EE | $335 | $4,478-92.5% | $3,897-91.4% | $5,439-93.8% |
| Admin fee / account holder | $2,194 | $6,333-65.4% | $5,194-57.8% | $10,886-79.8% |