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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,014 | $68,880+6.0% | $120,580-39.4% | $80,959-9.8% |
| Participation rate | 68.6% | 61.7%+6.9pp | 72.0%-3.4pp | 67.7%+0.9pp |
| Annual return | 13.86% | 23.68%-9.8pp | 107.48%-93.6pp | 35.67%-21.8pp |
| Employer contribution / active EE | $1,547 | $2,066-25.1% | $3,469-55.4% | $2,757-43.9% |
| Participant deferral / active EE | $2,300 | $3,191-27.9% | $4,995-54.0% | $4,300-46.5% |
| Admin fee / account holder | $1,854 | $5,785-67.9% | $9,418-80.3% | $6,925-73.2% |