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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,368 | $89,364-32.4% | $141,177-57.2% | $72,983-17.3% |
| Participation rate | 93.8% | 75.1%+18.6pp | 82.5%+11.3pp | 69.5%+24.3pp |
| Annual return | 20.48% | 111.86%-91.4pp | 71.40%-50.9pp | 81.01%-60.5pp |
| Employer contribution / active EE | $2,755 | $3,115-11.5% | $4,736-41.8% | $2,440+12.9% |
| Participant deferral / active EE | $3,112 | $5,419-42.6% | $6,710-53.6% | $3,608-13.7% |
| Admin fee / account holder | $1,299 | $5,959-78.2% | $10,263-87.3% | $5,124-74.7% |