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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,018 | $76,551-46.4% | $123,894-66.9% | $62,881-34.8% |
| Participation rate | 84.6% | 73.0%+11.6pp | 81.4%+3.2pp | 69.3%+15.3pp |
| Annual return | 5.77% | 18.68%-12.9pp | 47.52%-41.7pp | 20.14%-14.4pp |
| Employer contribution / active EE | $3,824 | $2,882+32.7% | $4,617-17.2% | $2,281+67.7% |
| Participant deferral / active EE | $3,975 | $4,840-17.9% | $5,984-33.6% | $3,203+24.1% |
| Admin fee / account holder | $856 | $4,826-82.3% | $8,357-89.8% | $4,296-80.1% |