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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,332 | $135,639-52.6% | $110,241-41.6% | $135,382-52.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.78% | 513.21%-519.0pp | 314.75%-320.5pp | 519.77%-525.6pp |
| Employer contribution / active EE | $526 | $4,907-89.3% | $3,827-86.2% | $4,779-89.0% |
| Participant deferral / active EE | $4,450 | $5,507-19.2% | $4,672-4.8% | $5,609-20.7% |
| Admin fee / account holder | $2,972 | $11,457-74.1% | $8,548-65.2% | $10,829-72.6% |