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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,648 | $125,193+114.6% | $105,591+154.4% | $145,978+84.0% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.52% | 225.53%-215.0pp | 116.43%-105.9pp | 550.52%-540.0pp |
| Employer contribution / active EE | $2,479 | $3,718-33.3% | $3,166-21.7% | $4,662-46.8% |
| Participant deferral / active EE | $7,126 | $5,708+24.8% | $5,008+42.3% | $6,690+6.5% |
| Admin fee / account holder | $16,083 | $17,277-6.9% | $11,024+45.9% | $13,400+20.0% |