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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,942 | $79,955+213.9% | $98,461+154.9% | $75,173+233.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 10.66% | 19.75%-9.1pp | 21.17%-10.5pp | 160.72%-150.1pp |
| Employer contribution / active EE | $9,217 | $2,264+307.1% | $3,049+202.3% | $2,671+245.1% |
| Participant deferral / active EE | $5,077 | $3,752+35.3% | $4,738+7.1% | $4,126+23.0% |
| Admin fee / account holder | $33,840 | $6,841+394.7% | $8,961+277.6% | $5,651+498.9% |