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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,534 | $77,816+36.9% | $123,552-13.8% | $64,173+66.0% |
| Participation rate | 74.3% | 74.7%-0.4pp | 82.3%-8.0pp | 69.6%+4.7pp |
| Annual return | -6.34% | 12.49%-18.8pp | 119.20%-125.5pp | 7.63%-14.0pp |
| Employer contribution / active EE | $978 | $3,014-67.5% | $4,628-78.9% | $2,381-58.9% |
| Participant deferral / active EE | $3,542 | $5,240-32.4% | $6,426-44.9% | $3,470+2.1% |
| Admin fee / account holder | $789 | $5,519-85.7% | $9,285-91.5% | $4,887-83.8% |