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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,635 | $85,766+65.1% | $136,298+3.9% | $70,126+102.0% |
| Participation rate | 65.6% | 74.2%-8.5pp | 81.9%-16.3pp | 69.5%-3.9pp |
| Annual return | 21.58% | 31.46%-9.9pp | 5156.27%-5134.7pp | 73.15%-51.6pp |
| Employer contribution / active EE | $1,070 | $2,966-63.9% | $4,696-77.2% | $2,343-54.3% |
| Participant deferral / active EE | $5,216 | $5,051+3.3% | $6,247-16.5% | $3,332+56.6% |
| Admin fee / account holder | $449 | $5,421-91.7% | $9,244-95.1% | $4,645-90.3% |