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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $164 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,921 | $39,458-9.0% | $60,547-40.7% | $55,191-34.9% |
| Participation rate | 43.8% | 59.6%-15.8pp | 68.0%-24.2pp | 69.2%-25.4pp |
| Annual return | 7.63% | 3.35%+4.3pp | 335.64%-328.0pp | 10.78%-3.2pp |
| Employer contribution / active EE | $372 | $1,210-69.3% | $2,419-84.6% | $1,899-80.4% |
| Participant deferral / active EE | $1,850 | $2,140-13.6% | $3,328-44.4% | $3,046-39.3% |
| Admin fee / account holder | $147 | $95+55.0% | $4,536-96.7% | $91+62.4% |