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| Provider | Service type | Compensation |
|---|---|---|
JMR FINANCIAL GROUP, INC.2 years Service code 26 · EIN 41-1411442 | Advisory (Participants) | $1,850 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $164 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,508 | $44,059-17.1% | $71,671-49.1% | $69,631-47.6% |
| Participation rate | 48.0% | 60.8%-12.8pp | 68.7%-20.8pp | 70.7%-22.7pp |
| Annual return | 17.54% | 21.97%-4.4pp | 20.65%-3.1pp | 27571.02%-27553.5pp |
| Employer contribution / active EE | $416 | $1,305-68.1% | $2,460-83.1% | $2,032-79.5% |
| Participant deferral / active EE | $2,115 | $2,370-10.7% | $3,438-38.5% | $3,224-34.4% |
| Admin fee / account holder | $121 | $108+12.5% | $5,558-97.8% | $110+9.7% |