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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COTA STREET INVESTMENT MANAGEMENT Service code 28 24 E. COTA STREET, SUITE 200 · SANTA BARBARA, CA 93101 | Investment Management | $81,861 |
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $44,337 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $32,270 |
CLIFTONLARSONALLEN LLP2 years Filed as: CLIFTON LARSON ALLEN WEALTH ADVISOR Service code 10 1301 W 22ND ST STE 1100 · OAK BROOK, IL 60523 | Accounting | $9,975 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,331 | $106,236+67.9% | $112,270+58.8% | $64,829+175.1% |
| Participation rate | 98.5% | 71.7%+26.8pp | 75.1%+23.4pp | 71.5%+27.0pp |
| Annual return | -15.42% | -6.02%-9.4pp | 27.49%-42.9pp | 32.85%-48.3pp |
| Employer contribution / active EE | $9,314 | $3,167+194.1% | $3,635+156.2% | $2,507+271.5% |
| Participant deferral / active EE | $9,758 | $3,786+157.7% | $4,729+106.3% | $4,312+126.3% |
| Admin fee / account holder | $421 | $452-6.8% | $6,411-93.4% | $188+124.2% |