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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,839 | $48,364+50.6% | $71,796+1.5% | $62,881+15.8% |
| Participation rate | 74.3% | 60.6%+13.7pp | 69.1%+5.2pp | 69.3%+5.0pp |
| Annual return | 9.92% | 13.16%-3.2pp | 78.04%-68.1pp | 20.14%-10.2pp |
| Employer contribution / active EE | $0 | $1,042-100.0% | $1,924-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,623 | $2,091+25.4% | $2,794-6.1% | $3,203-18.1% |
| Admin fee / account holder | $4,099 | $3,771+8.7% | $4,815-14.9% | $4,296-4.6% |