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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,768 | $45,566+55.3% | $64,105+10.4% | $59,633+18.7% |
| Participation rate | 64.7% | 60.2%+4.5pp | 68.2%-3.5pp | 68.7%-4.0pp |
| Annual return | -1.10% | 4.95%-6.0pp | 791.24%-792.3pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $420 | $934-55.1% | $1,820-76.9% | $2,203-80.9% |
| Participant deferral / active EE | $2,619 | $2,057+27.3% | $2,822-7.2% | $3,192-18.0% |
| Admin fee / account holder | $6,840 | $3,268+109.3% | $4,499+52.0% | $4,297+59.2% |