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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,980 | $124,314+175.9% | $109,163+214.2% | $167,518+104.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 28.40% | 26.04%+2.4pp | 25.75%+2.6pp | 478.71%-450.3pp |
| Employer contribution / active EE | $8,891 | $4,209+111.3% | $3,723+138.9% | $4,838+83.8% |
| Participant deferral / active EE | $7,020 | $5,256+33.5% | $4,654+50.8% | $6,342+10.7% |
| Admin fee / account holder | $10,128 | $7,973+27.0% | $6,754+50.0% | $12,312-17.7% |