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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,150 | $65,364+331.7% | $92,909+203.7% | $72,975+286.6% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 4.69% | 42.11%-37.4pp | 109.44%-104.8pp | 81.01%-76.3pp |
| Employer contribution / active EE | $7,970 | $2,594+207.2% | $3,653+118.2% | $2,440+226.6% |
| Participant deferral / active EE | $6,780 | $3,128+116.7% | $4,238+60.0% | $3,608+87.9% |
| Admin fee / account holder | $1,011 | $4,251-76.2% | $5,795-82.6% | $5,124-80.3% |