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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,103 | $137,414-1.7% | $189,537-28.7% | $85,847+57.4% |
| Participation rate | 81.8% | 84.6%-2.8pp | 87.8%-6.0pp | 69.3%+12.5pp |
| Annual return | 9.23% | 38.14%-28.9pp | 555.34%-546.1pp | 318.61%-309.4pp |
| Employer contribution / active EE | $2,249 | $4,344-48.2% | $6,161-63.5% | $2,565-12.3% |
| Participant deferral / active EE | $6,769 | $6,260+8.1% | $8,220-17.6% | $3,952+71.3% |
| Admin fee / account holder | $11,733 | $8,630+36.0% | $12,048-2.6% | $6,261+87.4% |