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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,917 | $87,834-1.0% | $133,975-35.1% | $62,881+38.2% |
| Participation rate | 81.8% | 83.4%-1.6pp | 87.1%-5.2pp | 69.3%+12.5pp |
| Annual return | 5.53% | 12.05%-6.5pp | 29.29%-23.8pp | 20.14%-14.6pp |
| Employer contribution / active EE | $1,902 | $3,482-45.4% | $5,211-63.5% | $2,281-16.6% |
| Participant deferral / active EE | $5,109 | $4,812+6.2% | $6,282-18.7% | $3,203+59.5% |
| Admin fee / account holder | $6,647 | $5,372+23.7% | $9,324-28.7% | $4,296+54.7% |