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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,353 | $102,696+15.2% | $86,235+37.2% | $139,487-15.2% |
| Participation rate | 52.9% | 74.5%-21.6pp | 69.0%-16.0pp | 80.3%-27.4pp |
| Annual return | 12.46% | 1925.91%-1913.5pp | 1170.03%-1157.6pp | 373.84%-361.4pp |
| Employer contribution / active EE | $1,377 | $3,034-54.6% | $2,381-42.2% | $4,755-71.0% |
| Participant deferral / active EE | $4,801 | $4,679+2.6% | $3,987+20.4% | $6,713-28.5% |
| Admin fee / account holder | $39,255 | $8,667+352.9% | $6,856+472.6% | $11,407+244.1% |