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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,515 | $118,875+1.4% | $96,572+24.8% | $167,553-28.1% |
| Participation rate | 76.5% | 75.5%+1.0pp | 69.8%+6.6pp | 82.1%-5.6pp |
| Annual return | 39.91% | 50.50%-10.6pp | 37.79%+2.1pp | 478.89%-439.0pp |
| Employer contribution / active EE | $0 | $3,121-100.0% | $2,357-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $1,568 | $4,617-66.0% | $3,850-59.3% | $6,343-75.3% |
| Admin fee / account holder | $13,209 | $8,070+63.7% | $6,183+113.6% | $12,316+7.2% |