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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,576 | $95,979-7.7% | $74,551+18.8% | $135,380-34.6% |
| Participation rate | 80.0% | 75.7%+4.3pp | 69.1%+10.9pp | 82.6%-2.6pp |
| Annual return | 10.11% | 56.97%-46.9pp | 32.53%-22.4pp | 519.81%-509.7pp |
| Employer contribution / active EE | $0 | $2,716-100.0% | $1,961-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,305 | $3,844-40.0% | $3,108-25.9% | $5,609-58.9% |
| Admin fee / account holder | $5,363 | $6,522-17.8% | $5,059+6.0% | $10,828-50.5% |