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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,162 | $54,239+53.3% | $70,098+18.6% | $68,495+21.4% |
| Participation rate | 88.6% | 64.5%+24.1pp | 70.5%+18.1pp | 67.9%+20.7pp |
| Annual return | -19.99% | -13.87%-6.1pp | 190.76%-210.8pp | -7.84%-12.2pp |
| Employer contribution / active EE | $2,341 | $2,019+15.9% | $2,560-8.6% | $2,596-9.8% |
| Participant deferral / active EE | $4,494 | $2,957+52.0% | $3,849+16.7% | $4,028+11.6% |
| Admin fee / account holder | $5,330 | $4,691+13.6% | $6,266-14.9% | $5,403-1.4% |