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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,607 | $58,927+58.9% | $76,823+21.8% | $72,983+28.3% |
| Participation rate | 89.5% | 67.3%+22.1pp | 72.1%+17.4pp | 69.5%+20.0pp |
| Annual return | 26.36% | 2305.64%-2279.3pp | 1166.42%-1140.1pp | 81.01%-54.6pp |
| Employer contribution / active EE | $1,998 | $1,787+11.8% | $2,302-13.2% | $2,440-18.1% |
| Participant deferral / active EE | $4,390 | $2,690+63.2% | $3,336+31.6% | $3,608+21.7% |
| Admin fee / account holder | $459 | $4,013-88.6% | $6,422-92.9% | $5,124-91.0% |