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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 15 · EIN 84-0467907 | Recordkeeping | $566,623 |
WILSHIRE ASSOCIATES INCORPORATED10+ years Service code 27 1299 OCEAN AVE STE 600 · SANTA MONICA, CA 90401 | Advisory (Plan) | $255,000 |
Filed as: EMPOWER TRUST COMPANY, LLC Service code 15 · EIN 84-1455663 | Recordkeeping | $20,738 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,708 | $112,582+53.4% | $105,624+63.5% | $200,096-13.7% |
| Participation rate | 95.8% | 86.3%+9.6pp | 75.3%+20.5pp | 72.0%+23.8pp |
| Annual return | 11.24% | 15.58%-4.3pp | 116.20%-105.0pp | 34.26%-23.0pp |
| Employer contribution / active EE | $2,238 | $4,580-51.1% | $3,168-29.3% | $3,038-26.3% |
| Participant deferral / active EE | $6,531 | $6,655-1.9% | $5,013+30.3% | $5,090+28.3% |
| Admin fee / account holder | $248 | $107+131.9% | $10,961-97.7% | $269-7.9% |