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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,154 | $52,678-33.3% | $75,784-53.6% | $59,633-41.0% |
| Participation rate | 88.0% | 67.2%+20.8pp | 75.8%+12.2pp | 68.7%+19.3pp |
| Annual return | -1.93% | 2.95%-4.9pp | 9.68%-11.6pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $240 | $2,193-89.1% | $3,323-92.8% | $2,203-89.1% |
| Participant deferral / active EE | $1,780 | $2,591-31.3% | $3,652-51.3% | $3,192-44.2% |
| Admin fee / account holder | $726 | $3,610-79.9% | $5,300-86.3% | $4,297-83.1% |