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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,369 | $63,346-28.4% | $92,240-50.8% | $70,126-35.3% |
| Participation rate | 67.9% | 68.7%-0.8pp | 76.5%-8.6pp | 69.5%-1.7pp |
| Annual return | 18.80% | 530.19%-511.4pp | 176.29%-157.5pp | 73.15%-54.4pp |
| Employer contribution / active EE | $808 | $2,471-67.3% | $3,680-78.0% | $2,343-65.5% |
| Participant deferral / active EE | $1,942 | $2,854-32.0% | $3,897-50.2% | $3,332-41.7% |
| Admin fee / account holder | $7,384 | $3,841+92.3% | $5,194+42.2% | $4,645+59.0% |