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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,200 | $159,978-49.9% | $147,041-45.5% | $145,978-45.1% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 5.70% | 98.36%-92.7pp | 419.21%-413.5pp | 550.52%-544.8pp |
| Employer contribution / active EE | $6,700 | $5,288+26.7% | $4,935+35.8% | $4,662+43.7% |
| Participant deferral / active EE | $5,482 | $8,429-35.0% | $8,071-32.1% | $6,690-18.1% |
| Admin fee / account holder | $15,573 | $15,053+3.5% | $13,006+19.7% | $13,400+16.2% |