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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,391 | $93,598-1.3% | $135,974-32.1% | $75,173+22.9% |
| Participation rate | 90.6% | 75.2%+15.4pp | 81.9%+8.7pp | 67.2%+23.4pp |
| Annual return | 9.06% | 30.89%-21.8pp | 68.30%-59.2pp | 160.72%-151.7pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $5,117 | $6,405-20.1% | $7,760-34.1% | $4,126+24.0% |
| Admin fee / account holder | $16,502 | $6,978+136.5% | $10,767+53.3% | $5,651+192.0% |